Private money for real estate investors

Make your next property move possible.

Find financing options for the project in front of you, whether you are renovating to resell, building from the ground up, buying a rental, or bridging the gap to your next move.

  • Fix and flip projects
  • Rental investments
  • Bridge needs
  • Ground-up construction

Let's Talk Financing.

Explore financing options for your next property investment.

We'll email a brief introduction to our financing options. Privacy policy · Terms.

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Loan programs

Financing that helps you act on an opportunity.

Whether your goal is resale profit, rental income, new construction, or a timely purchase, explore a loan option built for the way you invest.

01 / SHORT TERM

Fix & Flip

Turn a property that needs work into a resale opportunity. Explore financing for the purchase and renovation so you can focus on improving the property.

  • Acquire a property with renovation potential
  • Plan funding around the work ahead
  • Prepare the property for resale
Contact us about a flip
02 / LONG TERM

Rental Investments

Build or strengthen a rental portfolio. Explore purchase or refinance options that support your plan to hold property for rental income.

  • Add an investment property
  • Consider refinancing a property you own
  • Keep your rental strategy in view
Contact us about a rental
Residential real estate investment property
03 / TRANSITION

Bridge Financing

Keep a purchase or property transition moving while you work toward a sale or longer-term financing. Explore a short-term option for the gap in between.

  • Act on a time-sensitive purchase
  • Bridge a property transition
  • Make room for your longer-term plan
Contact us about a bridge loan
04 / NEW BUILD

Ground-Up Construction

Turn a new build into a rental or resale opportunity. Explore financing for an investment property you plan to construct from the ground up.

  • Develop a new investment property
  • Build toward rental income or resale
  • Discuss financing for your planned project
Contact us about construction

Ready to apply?

Ready to submit a loan application?

Tell us about you, the property, and the financing you need. Our full investor application gives us the details to explore options for your project.

About VertiFund Capital

Financing for investors with a property in mind.

VertiFund Capital focuses on fix and flip, rental investment, bridge, and ground-up construction financing needs.

Your property plans should guide the financing conversation. Tell us what you want to accomplish, and we can discuss options that may fit the purchase, renovation, new build, or transition ahead.

FAQ

Answers for real investment deals.

View frequently asked questions
Can I buy a property, make repairs, and refinance into a longer-term loan?

Yes. We use a fix-and-flip loan to purchase the property and fund the repairs. After the repairs are complete, we refinance into a longer-term loan.

Can my down payment come from a HELOC or business line of credit?

Some lenders allow borrowed funds for the down payment and others do not. Tell us where the funds will come from so we can discuss programs that may fit.

Can equity in another property help me finance a new investment?

Potentially. Some lenders allow cross-collateralization, which uses equity in another property as part of the loan structure. Availability and terms depend on the lender and properties.

Can I use short-term rental income to qualify for rental financing?

Yes. You can use short-term rental income to qualify for rental financing.

Can I live in a property financed with a business-purpose investor loan?

These financing options are intended for non-owner-occupied investment properties. Tell us if you plan to live in any part of the property so we can discuss the appropriate path.

Can a first-time investor seek rental property financing?

Yes, you can ask about options. Experience is one factor lenders consider, along with credit, the property, available cash, and the proposed loan structure.

Is there a minimum loan amount?

Minimums vary by lender and program. Tell us the amount you need and the property you have in mind so we can discuss possible options.

Can a fix and flip loan include renovation costs?

Yes.

Contact VertiFund Capital

Questions about financing?

Call, text, or email to speak with our team. If you have a property in mind, start a funding request beside this contact information.

Business-purpose financing only. Submission is not a commitment to lend.

Tell us about the property

Start a funding request

Answer a few questions about the financing, property, and timing. This shorter request helps us start the conversation.

Submitting a funding request does not affect your credit score.

Step 1 of 6Loan type
What kind of financing are you looking for?

Choose the closest option. You can select “Not sure yet.”

Text or call us
Let’s talk financing.

Connect with a loan advisor.

Text us Call us (704) 774-5984